This category are x-rays and x-rays are covered at or you have a Dental Insurance Oklahoma No Waiting Period coinsurance when you go to a Delta Dental provider and when you go to a Delta.
Dental premier or non participating provider you have a Dental Insurance Oklahoma No Waiting Period coinsurance in the second category service the basic services you can see here that these are these are referred to as restore services the restorative services cover things like fillings crowns.
Dental Insurance No Waiting Period
Deductible so you that's times the twenty five percent coinsurance so you have a is your coinsurance portion and your additional cost on this for this provider is which is the difference between nine hundred fifty dollars.
which is the full charge for this non-participating provider and which is the PPO approved fee so you pay an additional two seventy-five so when you add up the deductible coinsurance and additional cost for the non participating provider your out-of-pocket is four hundred eighty one dollars and twenty five cents as you can see on this slide.
There was coinsurance for all of these providers but the type of provider you chose determine the out of pocket that you paid when you go to a PPO provider you're going to save the most money you're the highest level benefit and then the least out of pocket..
That you can receive your maximize your dental dollar by going to a PPO provider so let's take a look at another payment example this one is a diagnostic and preventive service so this would be without a deductible so if you look at the Green Line there with a Delta Dental dentist.
They charge ninety dollars for this cleaning the approved amount is fifty five dollars there is no deductible on this so for a diagnostic preventive service for PPO provider it's a five percent coinsurance so five percent of fifty five is to there's no additional cost because the provider has agreed to accept fifty five dollars as payment in full so you're gonna pay two seven two