Dental Insurance

Renaissance dental have with the dedicated customer service rep and they can kind of walk you through each plan benefits Renaissance dental and then you can make a decision of which one fits you best. Thank you. renaissance dental Alright next question, I'm currently in the DHMO and my dentist shows they are PPO/Premier network does that mean I'll have to pay more or change plans to use the dentist. Well if you're if the DHMO if the dentist. You currently have is not in the DeltaCare USA I'm sorry the USA DHMO and you don't want and you want to switch plans so that they are in the PPO or the Premier network that might be an option for. You but just keep in mind Renaissance dental the State of Texas Dental Choice plan does cost more than the DHMO. You could also nominate your dentist to be in the DHMO in the DeltaCare USA network it's entirely up to you or you can find a new dentist. That is under that takes the D HMO. Alright last ques

Dental insurance no waiting period So we are going to remain as normal from September st until December st and then Dental insurance no waiting period your plan will re administer itself as of. dental insurance no waiting period Okay thank you so I have a few questions about the PowerPoint presentation and when that would be available. We'll have the PDF version of the PowerPoint uploaded pretty quickly here, then we would have the recorded version within the next few weeks. So you should have all the information you need to review this before Summer Enrollment. I know you're worried about making changes or making a decision during that timeframe, you'll have. This information Dental insurance no waiting period before Summer Enrollment so that you can make those decisions. Yes and the call center is going to be open June th to help you answer any of those questions that might arise from now until then. Then the open enrollment and you know there

Thank you okay next question. Dental Insurance No Waiting Period If you are currently in a treatment plan for several procedures over the next year will that be covered under the transition plan or is that only for ortho care? Would you have the answer to that Alisha? That is a great question. There's going, we're working towards no disruption in care. So if you're currently in a treatment plan we will honor your current treatment plan and if you have any questions about your specific treatment plan, you are always able to reach out to the call center as of June th and have those direct questions answered about your personal treatment plan at that time thank you. Next question, how can we access the presentation after today. We will post the recorded presentation. It typically takes us a few weeks, but you'll be able to access that on the website. Next question, what are the premiums going to cost? The premium didn't go up this year so you shouldn&#

low cost option with great services is renaissance dental low cost option with great services is renaissance dental a call during Summer renaissance dental Enrollment. Discover our web and mobile resources so it's easy to access your plan information. Contact customer service and learn more about your oral health. Whether you're on a computer smartphone or tablet here's how you can get more information. So here is the contact information, you can call us or go online. Our call centers will open June for the first day of Summer Enrollment. At that time you can call us toll-free at .. with TTY service . Monday thought Friday am to pm. You may also visit us online anytime at . So delta dental provides the services for spanish-speaking enrollees including flyers in spanish on dental health topics and how to make the most of your dental program, spanish-language videos on delta dental health topics. Spanish and English speaking customer service representatives

Dental insurance for veterans maximum and the lifetime orthodontia maximum. The DHMO plan does not have maximum. So let's move on and compare PPO and DeltaCare. So here's a look at the benefits for common diagnostic and preventive services. The PPO plan costs are based on percentages. The DHMO plan costs are based on fixed co-pays per procedure. So here you will see in the far left a dental exam PPO and Premier dentists. Your plan will pay . A non PPO dentist your plan will pay . DeltaCare there is no cost. A child cleaning. Your plan will pay . A non PPO dentist . DeltaCare  per procedure and then it goes down to the adult cleaning. Your plan will still pay a for a PPO and Premier dentist. Non PPO . DeltaCare per procedure. Sealants. First permanent molars to age nine and second permanent molars to age sixteen, PPO and premier dentist your plan will pay . A non PPO dentists your plan will pay . And DeltaCare per procedure. So here's a comparison of the or

Network typically Humana Dental charge less for covered services and you will get the most savings nationwide. The PPO network has a , dentists and , of those dentists are in Texas. So you may also want to visit a Premier dentist. Dentist in this network may charge more for covered services than a PPO dentist. Services are covered at the same coinsurance but you typically won't save as much with the Premier dentist as you do with . A PPO dentist. Nationwide the Delta Dental premier network has a , dentists and , of those dentists are right here in Texas. So the same as the DHMO dentist if you find that your current dentist isn't in the network you can recommend that we reach out to your dentist and ask him or her to join. You could do that by going to and completing the provider recommendation information. Our provider recruitment team will reach out to your dentists within five days of receiving this recommendation form. Benefits. So the State of Texas Dental Choic

its importance for future generations. Delta Dental promotes preventative care Ameritas dental through plan designs with low or no co-payments. Delta Dental also supports scientific research with its largest warehouse of claims data as well as monetary donations. So now That you know a little bit about more about us let's talk about your plan options. It's important right! So you have two plan options to choose from DeltaCare USA a DHMO plan and the State of Texas dental choice plan which is a Preferred Provider Organization (PPO) plan. Under deltaCare USA you would choose a primary care dentist also known as a PCD. You might hear me throughout the presentation referring to primary care dentist as PCDs from the DeltaCare USA network and visit the dentist to receive benefits. With the State of Texas dental choice plan you can visit any licensed dentist, you'll save the most by staying in-network and we will talk more about that throughout the presentation. With

I need to pay I Humana Denta l guess it should be this because it's payment so it's supposed to be two hundred eighty nine dollars I'm going to round up slightly mostly for my own sanity and say three hundred per pay period so while we are paying per pay period or $ a month to get this all down because it's about ten months we are focusing the rest of our debt snowball on our other debt payments so we're gonna try to knock out my car this year and right about the same time that I chop off the Dennis pedal and it's all done we'll hopefully be around the time that I cut off my biggest student loan so starting next May things will hopefully start moving a lot quicker for us but honestly I'm pretty proud of us for being able to cash flow as much as we did here and and only having this much left of the bill some of it was very fortunate like the fact that work changed their their dental insurance providers in will it changed it in April so starting Ma