Dental Insurance

Humana dental being one of those three and it's providing great return for humanity. That's fantastic, if it can even just do X, X, X, that kind of thing, it's also awesome. Everybody focuses on the top ones but you can work in that structure in a VC structure. They might not fund you if they don't think you can be one of those three, but if you fall short as thousands do, you can still have an interesting business that delivers a lot of good for humanity. And they're really great with that actually. - That's really interesting. Thank you for sharing that. Okay, I think we want to move on a little bit to some of your experiences. You have had a lot of interesting experience. So for example, you were head of the display division at Google X which is Alphabet's kind of moonshot factory for developing innovative ideas such as the self-driving car for example. So can you tell us a bit about your experience at Google X and really how did innovatio

intersection Renaissance dental laughed in my face just three months earlier and say, "Whoa, we could move a lot of product this way." And that design is really solid. The CTOs said they trusted it, yep, it'll work. So, you have to ear the negative feedback and just view it like a lawyer, like an engineer, just write it down, like it's just problem solving, simultaneous problem solving of all these things. And so that's what I would do is just tell everybody. And if it's really a fun crazy project if you tell people about it, kindred spirits, will be the path to your door 'cause they wanna work on it too and they're gonna be good at this other thing that you're not and then you can do it together and it's less lonely, somebody else can point out a thing. That's how I'd kinda do everything. You just start with this crazy idea but you have to be willing to let people laugh at you, it's okay, it's part of the proces

Full Coverage Dental Insurance when it fits your budget and one it's gonna give you the maximum savings that you need for Full Coverage Dental Insurance what the procedures that you need to have done so no more do. full coverage dental insurance We have excuses for not talking about oral hygiene because we have things in place and there are so many dentists that are getting involved in and having these discount savings fans one because in the United States alone there are millions of people. Who do not have dental Full Coverage Dental Insurance coverage there are millions of people who are uninsured underinsured and just do not have any issues at all and so because of that it's is these discount savings plans is such a blessing to many people. Who just cannot afford traditional insurance who cannot afford high premiums to pay for dental insurance okay they I have plans as low as $ you guys or a monthly as $ and still saving you significantly so I have plan

Ameritas dental so no savings yes savings can change from one location to the next depending on your zip code you may save a little more in one city and you may save a little more in another city so choosing the plan that's best for where you live as well as what procedures you may need to have taken care of now the advantages of dental savings plan you save up to sixty ten to sixty percent and I have some plans where you can save up to % so the plans vary the savings beery okay now once again you have access over a hundred thousand plus dentists you can use whenever needed here we go there are no maximum annual spending limits now with dental insurance you have a spending limit the highest the lowest end I've seen is a thousand to twelve hundred the high end is fifteen hundred the problem with that is if you are a person with poor oral hygiene and you know you have cavities not a cavity but cavities more than one more than two you know you may need a root canal

a independent humana dental healthcare agent and I love love helping people get covered within to discount plans or get to insurance whichever you prefer I'm a little bit of background I always like to tell people that I have plus years in the dental industry or the healthcare industry and I'm very very passionate about helping people take care of their oral hygiene oral hygiene is so very very important to your overall health of the body so I'm making this because people have many questions in reference to what is an actual discount savings plan dental savings plan and I just want to sum it up for you and hopefully care I'm sorry clear up any misconceptions of what a discount savings plan actually is versus insurance now what happens when you join discount savings plan when you gain access to a network of dentists who have agreed to provide discount rates forget plan members so you play a discounted rate directly to the dentist after receiving dental care s

Apply These 10 Secret Techniques To Improve Humana Dental stop whenever humana dental you need to there's pop quizzes throughout there's a final test at the end you have to get I think a seventy or no thank you fifty an eight-year boob to pass it old in a little certificate that you've passed or whatever but there's a lot of courses they have courses until insurance dental collections HIPPA communication all kinds of different things this is a quick little flyer I don't know if you can take a picture of it or you can email me if you want to copy of it you can email seminar I plus com this is the course that we're doing fighting November the th in San Antonio on the Riverwalk if you're not in the San Antonio area that's kind of okay we got a kind of wheeled and dealed and got a promotion code for anybody that needs an overnight stay I think you can stay at the event hotel for likedollars which is a good deal for a Riverrock room and it

MGMT they abbreviate Dental Insurance Texas management comm Odyssey MGMT comm that is Theresa Duncan who is an expert in this industry there it has a very very good reputation but neither one of them require you to be a client participate and just get their free webinars in podcast you know there are a lot of podcasts with dentists implants and worms though these folks are pretty funny and I think it's just I think their website is dental hang on dentist I think it's just all spelled out dental no hang on dentist with an S on the end implants with an S on the end and spelled out worms with an S on the end com they have about a hundred and eighty or so different podcasts and topic choices these guys just have a really unique funny spin on dentistry issues the dental town website which is dental town comm they have podcasts in addition to the magazine that they're all known for and you can access podcasts also at fortune practice management website even if you

humana dental insurance you get so if there's particular codes or details that you need you know there's a good chance you're not going to find it in an eligibility program and eligibility program is not going to tell you . how many quads a route plane you can do the same day without being penalized it's not going to take they downgrade on post you're composites or if they cover cancer screening you know a lot of times night guards isn't going to be in there you know there's just too much that people need that you're not going to find in an eligibility program and to me what you get in the eligibility program is just it's comparable to a fax back it's it's really really not much different you know some carriers give more than others you know generally eligibility programs are going to merge with the most popular practice management systems out there which is a need advantage so you know if you have dentex or softn or Egosoft or open

that have opted in language for carriers that they have a shared network Tooth pain relationship with they're almost all going to say that you have to specifically opt out it's not uncommon for practices that thought they signed up with just a couple of carriers to all of a sudden find themselves a PPO contract provider for ten or twelve or more you know that they never meant to sign up for so it's really important to read your PPO carrier contracts for fine print details the the American Dental Association can even help with that they they can they're not you know they're they don't have an attorney that's going to look at the PPO contract but they can look at that contract and kind of give you some tips and advice about the language in it without con the carrier you know it's kind of hard to tell ahead of time what PPO network is going to be used in order and you know this is needed in order to project write offs and know what the correct

Ameritas Dental going to know ore about insurance details coverage limits than any other employer groups and the employer assumes all risk on utilization on a self-insured group and they're also not going to. Be subject to state legislation and the plan does not have to be approved by the State Board of Insurance and another type of employer is a self-funded group it's a little different than self-insured self-funded group they actually hire a third Party administrator to provide customer service and process claims for them but it's actually still the employers money that pays out on the claims so the HR and the benefits department of a self-funded employer will usually know their Plan fairly well self-funded employers also send the risk since again it's coming from their funds these employers can assist or intervene on claim disputes and instruct the third party administrator to pay a claim if inaccurate information was Provided and you can get the HR on your

I think that's the key is that you hire and and then people aren't dental insurance no waiting period espousing those values they're like they're not acting kind guess what and you talk to them they still can't seem back trying to other folks they're out of the company so you have to get and keep people that a spouse spouse your mission and your values and you have to work really hard to find ways to keep that culture because I think that culture is critical to this success your company more than anything else you can do well I appreciate this perspective both of you because it's going to help all of us me all of us listening just to think about deeply disruption think about the industry and I want to leave it with each of you you know where should people go to find you guys if they want to work with you guys if they want to partner with you guys where should they go to find you and we'll start with Jeff and then Alex and go from there well s

renaissance dental renewals and then the one that really makes us stick out which is the perks program with our connected toothbrushes renaissance dental toothpaste floss and replacement head subscription service. there's something there for the employee and the dependent which is the physical goods there's something there for the broker and the HR manager which is the technology to help ease administration issues and and capacity and then a overall product experience that just makes life easier and better for everybody involved at that stakeholder level so when you add all that up we hope that in aggregate that benefit sticks out like a sore thumb from the competing carriers in our and so far that's true we for example we know kind of came to this opportunity because we've been spending some time as a business in Salt Lake and and Utah in general introducing beam to the community and it is growing rapidly specifically because those differentiators are very

dental insurance for veterans really is nice where we've been able to expand the whole market and help so I think we help the whole environment so the good news for us is I think when you really went once people understand that we're actually doing and get it they realize that we're helping the whole system meaning we're helping we're helping the Most importantly the consumer the our customer but we also took it's a good thing for the the worker the employee you know we're helping them get healthier and they're not out of The office so much right which helps so it's good for the employer to and it's good for the insurance company cuz we're getting people to be more preventative so that should Lower cost right overall and ironically we're getting in the dentists they get their work done and so we even helped the local didn't so I think we helped although we're disruptive in many ways I do think that you know what we do he

Base dental insurance nc that helps us operate a profitable dental insurance business but it also helps the employer set a benefit into motion that attracts and retains employees which is also of course of interest and the entire point of offering benefits to. The employees in the first place so all of that works in this in this comprehensive ecosystem that we've at least laid I think a strong foundation for that's great well let's take a shift in talking about disruption and coming into industries and disrupting them and how disruption Takes place one thing that I'm picking up on is you know where it comes from sometimes some of the best disruption comes from outside right from the outside in and as I was listening to both of you it doesn't sound like you guys are dentists it doesn't sound like you grow up as dentist it doesn't sound like. You guys started in the dental industry and one is that the case and you guys coming in did you guys identify

Full coverage dental insurance consumer so they will consume it they'll use it they'll love it and I think that comes from the products in the services . . when you guys look at what you're doing you guys are disrupting industries because you're bringing you more easily to the consumer you're bringing reasons why they would want to use it versus I think a lot of historical dynamics in certain functions different from industry that we're learning from from what you guys do in technical disruption is. how do you build things for the end-user and you know we're hearing right now that a lot of companies the the employee experiences they go home they have amazing technological experiences and they come to work and they're years behind is . that does that ring true and it seems like that's what you guys are doing and you're finding disruption is you know taking the way things are bringing technology and then making it an amazing consumer