R U SURE ABOUT Dental Insurance No Waiting Period

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Dental Insurance No Waiting Period Looking at a deductible versus a so that does have a rate impact that we would want to know that should be you know we should be to find that in a benefit summary or certainly dessert .

What those services apply to almost all the time it's going to be your basic in nature services the deductible does not apply to preventive and diagnostic services that first tier coverage

That's almost common among st all carriers but sometimes we do see it differ so there again if we're looking at a plan that is different we need to see that so we can we can raid accordingly and then .

 A few more things here what are the effective dates of the provided rates are we in a current current rates do you have

The renewal yet are we in the middle of a multi-year contract it's not common but we see people shop even during a two or three year rate guarantee just to do their due diligence

Waiting periods those are we see those trending away there's not a lot of carriers that have waiting periods now Delta Dental finally finally stepped up and we remove those

Waiting periods of on our voluntary plans it used to be a standard but now those have gone away so if they're in place we'll keep them there if you like them if you want them

Removed we can quote it without office visit copay z' we don't see this one a lot believe dental care plus has some plans with the office visit copay we can we can quote it that

Way we just need to send it to underwriting to rate for it and then what's the current product of your your dental plan is it adi HMO or is it a PPO and a big key here what's the out of network reimbursement is it an th percentile a th a mac plan

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